# ===== 服务 ===== PORT=3000 # 开启后所有支付渠道返回模拟参数,配合 /v1/payment/simulate/* 端到端联调(无需真实商户密钥) MOCK_MODE=true # ===== 微信支付(API v3) ===== WX_APPID=wxd930ea5d5a228f5f WX_MCHID=1900000109 WX_API_V3_KEY= WX_APICLIENT_CERT_PATH=./certs/apiclient_cert.pem WX_APICLIENT_KEY_PATH=./certs/apiclient_key.pem WX_NOTIFY_URL=http://localhost:3000/v1/payment/notify/wechat # ===== 支付宝 ===== ALIPAY_APP_ID= ALIPAY_APP_PRIVATE_KEY=./certs/app_private_key.pem ALIPAY_PUBLIC_KEY=./certs/alipay_public_key.pem # 沙箱网关 true;生产置 false 走 https://openapi.alipay.com/gateway.do ALIPAY_SANDBOX=true ALIPAY_NOTIFY_URL=http://localhost:3000/v1/payment/notify/alipay # ===== Stripe(Apple/Google Pay 复用 PSP 模式) ===== STRIPE_SECRET_KEY=sk_test_xxx STRIPE_PUBLISHABLE_KEY=pk_test_xxx STRIPE_WEBHOOK_SECRET=whsec_xxx STRIPE_API_VERSION=2024-06-20 # ===== 银联云闪付(open.unionpay.com 全渠道) ===== # 云闪付开放平台申请商户号(merId),下载商户私钥与银联公钥证书 UNIONPAY_MER_ID= UNIONPAY_PRIVATE_KEY_PATH=./certs/unionpay_private_key.pem UNIONPAY_PUBLIC_KEY_PATH=./certs/unionpay_public_key.pem # 签名方式:11=RSA2(SHA256) 推荐;01=RSA(SHA1) UNIONPAY_SIGN_METHOD=11 # 沙箱网关 true;生产置 false 走 https://gateway.95516.com/gateway/api/appTransReq.do UNIONPAY_SANDBOX=true UNIONPAY_NOTIFY_URL=http://localhost:3000/v1/payment/notify/unionpay