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- # ===== 服务 =====
- PORT=3000
- # 开启后所有支付渠道返回模拟参数，配合 /v1/payment/simulate/* 端到端联调（无需真实商户密钥）
- MOCK_MODE=true
- # ===== 微信支付（API v3） =====
- WX_APPID=wxd930ea5d5a228f5f
- WX_MCHID=1900000109
- WX_API_V3_KEY=
- WX_APICLIENT_CERT_PATH=./certs/apiclient_cert.pem
- WX_APICLIENT_KEY_PATH=./certs/apiclient_key.pem
- WX_NOTIFY_URL=http://localhost:3000/v1/payment/notify/wechat
- # ===== 支付宝 =====
- ALIPAY_APP_ID=
- ALIPAY_APP_PRIVATE_KEY=./certs/app_private_key.pem
- ALIPAY_PUBLIC_KEY=./certs/alipay_public_key.pem
- # 沙箱网关 true；生产置 false 走 https://openapi.alipay.com/gateway.do
- ALIPAY_SANDBOX=true
- ALIPAY_NOTIFY_URL=http://localhost:3000/v1/payment/notify/alipay
- # ===== Stripe（Apple/Google Pay 复用 PSP 模式） =====
- STRIPE_SECRET_KEY=sk_test_xxx
- STRIPE_PUBLISHABLE_KEY=pk_test_xxx
- STRIPE_WEBHOOK_SECRET=whsec_xxx
- STRIPE_API_VERSION=2024-06-20
- # ===== 银联云闪付（open.unionpay.com 全渠道） =====
- # 云闪付开放平台申请商户号（merId），下载商户私钥与银联公钥证书
- UNIONPAY_MER_ID=
- UNIONPAY_PRIVATE_KEY_PATH=./certs/unionpay_private_key.pem
- UNIONPAY_PUBLIC_KEY_PATH=./certs/unionpay_public_key.pem
- # 签名方式：11=RSA2(SHA256) 推荐；01=RSA(SHA1)
- UNIONPAY_SIGN_METHOD=11
- # 沙箱网关 true；生产置 false 走 https://gateway.95516.com/gateway/api/appTransReq.do
- UNIONPAY_SANDBOX=true
- UNIONPAY_NOTIFY_URL=http://localhost:3000/v1/payment/notify/unionpay
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